Friday, March 12, 2021

Should I Hire A Financial Adviser Before Filing For Divorce?

 

Florida is the fourth highest-ranking state for divorce with a divorced population of 

13.2%.  Divorce is a tedious process that is inherently complicated as it entangles 

other vital family concerns such as but not limited to child support, alimony, and even 

the separation and distribution of the real estate. 

 

Divorce can severely affect your marriage ties and can cause financial problems. It 

is wise to hire a financial adviser before filing for divorce. A financial advisor can help 

you reflect on your lifestyle to better understand both your expenses before and after 

a divorce.


A Financial Adviser has the expertise to this kind of issue that will ensure the protection 

of your properties both personal and real as well as your rights in general. 

 

To provide a professional and proficient insight is highly advised to be solicited from 

the Financial Adviser in order to advise you to opt towards a smarter financial decision.


Things to Consider before Pursuing 

Petition


The following engagements are highly recommended before you should pursue your 

Petition, among others: 

 

a.    Hire the services of a Financial Adviser that carry out his legal profession 

within your State. Meaning, hiring a Financial Adviser that is an expert on the law of 

your State due to the reason that different States observe distinct policies, which do 

not have the attribute to fit all. 

 

b.    A Divorce process is costly and to make sure that you’ll be able to undertake 

such a dilemma all the way until its promulgation, you may need to monitor and 

assess your regular expenditures. 

 

c.    Splitting of assets is inevitable and it entails the splitting of debts too. That 

being said, you will need to financially prepare yourself even during the post-divorce 

bustles to secure your finances. 

 

d.    Monitor every outflow including family bіll ѕtatements, fооd, transportation 

costs, and other similar expenses to keep track of your finances. 

 

e.    In order to accurately generate an actual comparison of whether or not you are 

effectively managing your money, you may need to utilize the last year’s financial 

records to efficiently compare so that you will be able to meticulously manage your 

finances. 

 

f.     You should also let your Financial Advisor get access to your savings 

accounts, investments, loans, and even to your income tax returns and credit card 

statements to ensure that you will be able to include the payment of standing bills 

to your petition to get financial contribution from your spouse. 

 

Be it noted that the Institute for Dіvоrсе Fіnаnсіаl Anаlуѕtѕ оffеrѕ a сhесklіѕt оf 

fіnаnсіаl rесоrdѕ and you may want to get hold of it to help you ensure your efficient 

preparation. 

 

Moreover, the preparation for rеѕіѕtаnсе in аmісаblе divorces is also encouraged 

for frее еxсhаngе оf information. However, the other party may not release pertinent 

documents in an adversarial situation except he is legally forced to do so in line 

with the fact when a spouse has the соntrоl over the hоuѕеhоld fіnаnсеѕ. 

 

To ensure that you will not be financially burdened, you may need to refrain from 

making a huge financial decision before filing a Petition for Divorce. 

 

During the trial for Divorce, it is noteworthy to remember that the court will be the 

one to make significant decisions before you could even instigate a financial change 

such as making adjustments to your insurance information. That is the reason why 

changes should always be undertaken before the filing of the Petition to ensure that 

the courts will not intervene as long as you carry out an undertaking in line with your 

rights, otherwise, you will be declared in contempt by the court. 

 

Contact Most Trusted Divorce Attorney 

in Fort Myers and Cape Coral, Florida

For your need whether or not you are in dire need to get in touch with an expert financial 

advisor, contract Attorney Marquez-Kelly. 

 

Attorney Marquez-Kelly is a graduate of Bishop Verot Catholic High School located in 

Fort Myers, FL. She earned her degree in Bachelor in Science in Legal Studies from the 

University of Central Florida in 2002. 

 

In 2006, she obtained her law degree from Florida Agricultural and Mechanical 

University College of Law and she became a member of the Florida Bar Association

 and the United States District Court. In 2013, she founded the Marquez-Kelly Law 

and her field of practice includes the Dissolution of Marriage, Paternity, Guardianship, 

Family Law matters, and Real Estate Law.


Call Marquez Kelly-Law at 239-214-0403 or message us for a Free Half-Hour 

Divorce Consultation today.

Thursday, March 11, 2021

Florida and Houston, Texas' Leader in Outdoor LED Security Lighting | Lanai Lights

 

According to a 2020 State of Safety survey, burglary is the leading property crime concern 

across America. 

  • The average loss in home burglary is more than $2,000. 

  • In 2016 reports, burglarized homes lost more than $3.6 billion.

  • In a survey of 700 burglary victims with sentimentally valued stolen items, 67% said 

    their emotional and mental health was affected, and 63% had trouble sleeping 

    afterward.  

  • In one out of 10 burglaries, a homeowner is at home.

 

Protect your property against burglary with Lanai Lights. Strong, bright outdoor LED 

security lights are crucial in deterring unwanted individuals from lingering outside when it 

is dark. 

 

Benefits of LED Outdoor Security 

Lighting

  • Brighter Light

  • Energy-Efficiency

  • Increased Durability

  • Improved Safety

  • Longer Lifespan

  • Flexibility

  • Increase Financial Savings



Factors to Consider Before Selecting 

LED Security Lighting

Several factors should be taken into account before choosing outdoor LED security 

lighting.  


1. Location

Position LED lighting fixtures to ensure adequate light and illumination in a space. 

Placement options include:  

  • Driveways and Walkways

  • Front and Back Doors

  • Windows

  • Garages

2. Lumen Output

For brighter illumination, added lumens are required. LED bulbs provide higher intensity 

light and consume less energy.

 

3. Lighting Angle

Focus beam angles to cover wider spaces. Generally, a beam angled at 120 degrees is 

ideal. For overall lighting needs, LED floodlights work best.     

 

4. Weather Resistance

Outdoor lighting should be weather-proof. LED lights with strong rust-proof materials, 

such as aluminum, are a reliable option for climates prone to sudden changes and 

severe weather conditions.


5. Motion-Sensor

Modern LED lights with timed motion sensors provide increased security, little 

maintenance, and the convenience of customized timing to an outdoor space.

 


Trust the Outdoor Security Lighting 

Experts at Lanai Lights

It is essential to choose the correct lighting features for your outdoor lighting needs. LED 

lighting offers energy-saving efficiency, enhances safety, and improves security in 

residential spaces.

 

Lanai Lights, the trusted leaders in outdoor security LED lighting in Florida and Houston, 

Texas,  brighten outdoor spaces with durable, energy-efficient, and bright LED lights.

 

Call Lanai Lights today at 888-829-3888 or connect with us online for LED lighting 

products and installation services.

Wednesday, February 17, 2021

Pathway Lighting Techniques For Residences In Orange County

 

Path lighting has to be functional, helpful, and comforting to the eye. Importantly, path lights 

are meant to increase visibility and to provide safety at night. They play the role of 

enlightening the ambiance of your outdoor space and brightening your landscape.    

 

If you are looking for modern walkway lighting or just want to lighten up your garden with 

style, then take a minute to glance through our pathway ideas. Lanai Lights offer complete 

pathway solutions for your outdoor space and landscaping project in Orlando, FL and  

Orange County.


Contact us at 407-988-0479 or connect with us online today for outdoor lighting solutions.    



Pathway Lighting Techniques in Orlando, FL

Fixtures come in several varieties effective in illuminating walkways and paths. Below are 

the most common techniques suitably best on pathways, which include garden lights, flush 

lights, bollards lights, and downlights.

 

1. Garden Lights  

Traditionally, a garden with pathway lights is the most common style. People invest in  

pathway lighting to their garden to mark its boundaries and to illuminate for security 

reasons.   

 

Garden highlighting a single item like a statue, gazing ball or fountain should be done with a 

few landscape lighting fixtures having lower intensity bulbs. Install them at different angles 

and distances. Never shine a single bright light directly on an item or object, it will create 

harsh shadows.   


2. Flush Lights

Flush lights placed along the surface of a path create soft but practical lighting in a garden 

setting. They brighten up best by softly illuminating up and outwards, without the intensity 

of a spotlight.

 

Flush lights are ideal for marking up the path to make your garden safe and easy to navigate. 

For smooth paths, set them up on both sides to create boundaries. Create a more warm 

feeling with yellow lights to properly blend with surrounding outdoor lights.


3. Bollard Lights

If you want to greet guests with a contemporary atmosphere, minimalist style path 

lighting with bollard lights is perfect. Hollow rectangular-edged bollards create a more 

space-age appeal to your outdoor modern yard.

 

Another is pillar lights, having 360-degree light spread can enlighten garden beds and 

pathways at the same time. They are installed at the start or end of a walkway as a 

beginning point and to guide walkers in the right direction.

 

4. Downlight

The downlighting pathway is one of the most popular choices because it enlightens a 

large area to help you see when walking at night. Classic black downlights are best for 

any exterior landscaping, especially if they are scattered evenly on both sides.

 

Pathway Lighting Tips: 

Mixed It Up

Combine path light fixtures with other ambient light sources like up-lights to increase 

dimension and depth to your garden. Try to experiment by combining different types 

of path lights in similar shapes & finishes.


Place Properly

Install the lights within the garden bed instead of shoving them to the edge of your 

pathways. This way the light can spread more widely and get your visitor's attention 

to a larger, controlled area. 

 

Low Lighting

It is not advisable to flood the entire walkways with bright lights. Use low lights on the 

ground to provide safety at the same time softening its effects, overall.    


Less Is More

Pathway lighting is meant to be subtle, soft, and comforting. Never install fixtures that 

can be glaringly bright to the eyes. To test, try this: On a cloudless night, turn your  

pathway lights on. If you can see the stars, that’s perfect, if not then maybe it’s 

too bright.  


Twist A Bit  

It’s perfectly OK for path lights to be not equally spaced down on its walkways, in a straight-

line direction, or all with similar heights. Also, it is advisable to stagger your path lights on 

either side of the pathways to create a balance and artistic feel to guide your guests.  

Lanai Lights, Trusted Pathway Lighting Experts in Orange County

Lanai Lights can provide security, safety, and unique lighting style for your pathway lighting to 

your home in Orange County. We have modern, stylish, and durable lighting products with 

lifetime warranties on most of our fixtures.     

 

Lanai Lights Outdoor Lighting Products: 

 

Contact Lanai Lights at 407-988-0479 and learn how we can enlighten a-touch-of-style to 

your outdoor space through pathway lighting for your home in Orange County.